Side-by-side · Q2 2026 data
Bank of Columbia vs The Citizens Bank
Metric by metric
| Measure | Bank of Columbia | The Citizens Bank |
|---|---|---|
| TellerScore | 76 | 82 (stronger) |
| Capital cushion | 43 | 77 (stronger) |
| Loan quality | 94 (stronger) | 89 |
| Earnings | 100 (stronger) | 89 |
| Funding & liquidity | 69 (stronger) | 63 |
| Problem-loan coverage | 97 (stronger) | 96 |
| Peer percentile | 64th | 82nd |
| Total assets | $231.1M | $220.4M |
| Deposits / shares | $209.2M | $193.7M |
| Capital ratio | 9.31% | 12.67% (stronger) |
| Problem loans | 0.19% (stronger) | 0.34% |
| Net charge-offs | 0.02% (stronger) | 0.04% |
| Return on assets | 2.27% (stronger) | 1.73% |
| Loans ÷ deposits | 87.5% | 85.2% (stronger) |
| Uninsured deposits | 18.1% (stronger) | 26.0% |
| Offices | 2 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
The Citizens Bank has the higher TellerScore (82 vs 76). On the 7 directional measures above (where higher or lower is clearly better), Bank of Columbia leads on 4 and The Citizens Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.