Side-by-side · Q2 2026 data
Bank of Commerce and Trust Company vs Commerce Bank
Metric by metric
| Measure | Bank of Commerce and Trust Company | Commerce Bank |
|---|---|---|
| TellerScore | 56 | 76 (stronger) |
| Capital cushion | 38 | 64 (stronger) |
| Loan quality | 61 | 94 (stronger) |
| Earnings | 48 | 70 (stronger) |
| Funding & liquidity | 84 (stronger) | 61 |
| Problem-loan coverage | 70 | 98 (stronger) |
| Peer percentile | 13th | 91st |
| Total assets | $112.8M | $35.0B |
| Deposits / shares | $104.4M | $28.1B |
| Capital ratio | 8.84% | 11.43% (stronger) |
| Problem loans | 1.17% | 0.17% (stronger) |
| Net charge-offs | 0.12% (stronger) | 0.25% |
| Return on assets | 0.70% | 1.25% (stronger) |
| Loans ÷ deposits | 45.0% (stronger) | 73.5% |
| Uninsured deposits | 29.6% (stronger) | 38.6% |
| Offices | 3 | 146 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 5.1% | 33.2% |
Commerce Bank has the higher TellerScore (76 vs 56). On the 7 directional measures above (where higher or lower is clearly better), Bank of Commerce and Trust Company leads on 3 and Commerce Bank on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.