Side-by-side · Q2 2026 data
Bank of Commerce vs Home Savings Bank
Metric by metric
| Measure | Bank of Commerce | Home Savings Bank |
|---|---|---|
| TellerScore | 74 | 86 (stronger) |
| Capital cushion | 42 | 100 (stronger) |
| Loan quality | 98 (stronger) | 96 |
| Earnings | 78 (stronger) | 60 |
| Funding & liquidity | 74 (stronger) | 66 |
| Problem-loan coverage | 99 | 99 |
| Peer percentile | 57th | 90th |
| Total assets | $497.5M | $115.1M |
| Deposits / shares | $439.3M | $90.5M |
| Capital ratio | 9.19% | 16.73% (stronger) |
| Problem loans | 0.05% (stronger) | 0.12% |
| Net charge-offs | -0.00% (stronger) | 0.00% |
| Return on assets | 1.46% (stronger) | 1.00% |
| Loans ÷ deposits | 75.2% (stronger) | 79.3% |
| Uninsured deposits | 25.4% (stronger) | 27.9% |
| Offices | 13 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 11.9% | — |
Home Savings Bank has the higher TellerScore (86 vs 74). On the 7 directional measures above (where higher or lower is clearly better), Bank of Commerce leads on 5 and Home Savings Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Chanute, KS