Side-by-side · Q2 2026 data
Bank of Commerce vs Bank of Kilmichael
Metric by metric
| Measure | Bank of Commerce | Bank of Kilmichael |
|---|---|---|
| TellerScore | 72 (stronger) | 62 |
| Capital cushion | 79 (stronger) | 41 |
| Loan quality | 71 (stronger) | 68 |
| Earnings | 65 (stronger) | 64 |
| Funding & liquidity | 59 | 78 (stronger) |
| Problem-loan coverage | 91 (stronger) | 83 |
| Peer percentile | 66th | 22nd |
| Total assets | $1.1B | $341.6M |
| Deposits / shares | $996.2M | $311.6M |
| Capital ratio | 12.85% (stronger) | 9.12% |
| Problem loans | 0.88% (stronger) | 0.96% |
| Net charge-offs | 0.14% | 0.00% (stronger) |
| Return on assets | 1.13% (stronger) | 1.09% |
| Loans ÷ deposits | 65.2% | 64.8% (stronger) |
| Uninsured deposits | 47.2% | 30.9% (stronger) |
| Offices | 16 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 13.1% | — |
Bank of Commerce has the higher TellerScore (72 vs 62). On the 7 directional measures above (where higher or lower is clearly better), Bank of Commerce leads on 4 and Bank of Kilmichael on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.