Side-by-side · Q2 2026 data
Bank of Commerce vs Bank of Winona
Metric by metric
| Measure | Bank of Commerce | Bank of Winona |
|---|---|---|
| TellerScore | 72 | 75 (stronger) |
| Capital cushion | 79 | 81 (stronger) |
| Loan quality | 71 (stronger) | 57 |
| Earnings | 65 | 68 (stronger) |
| Funding & liquidity | 59 | 93 (stronger) |
| Problem-loan coverage | 91 | 93 (stronger) |
| Peer percentile | 66th | 61st |
| Total assets | $1.1B | $142.7M |
| Deposits / shares | $996.2M | $119.6M |
| Capital ratio | 12.85% | 13.12% (stronger) |
| Problem loans | 0.88% (stronger) | 1.30% |
| Net charge-offs | 0.14% | 0.03% (stronger) |
| Return on assets | 1.13% | 1.19% (stronger) |
| Loans ÷ deposits | 65.2% | 38.9% (stronger) |
| Uninsured deposits | 47.2% | 21.3% (stronger) |
| Offices | 16 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 13.1% | — |
Bank of Winona has the higher TellerScore (75 vs 72). On the 7 directional measures above (where higher or lower is clearly better), Bank of Commerce leads on 1 and Bank of Winona on 6. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.