Side-by-side · Q2 2026 data
Bank of Commerce vs First Security Bank
Metric by metric
| Measure | Bank of Commerce | First Security Bank |
|---|---|---|
| TellerScore | 72 (stronger) | 66 |
| Capital cushion | 79 (stronger) | 43 |
| Loan quality | 71 | 82 (stronger) |
| Earnings | 65 | 73 (stronger) |
| Funding & liquidity | 59 | 59 |
| Problem-loan coverage | 91 | 91 |
| Peer percentile | 66th | 31st |
| Total assets | $1.1B | $976.5M |
| Deposits / shares | $996.2M | $837.7M |
| Capital ratio | 12.85% (stronger) | 9.28% |
| Problem loans | 0.88% | 0.55% (stronger) |
| Net charge-offs | 0.14% | 0.05% (stronger) |
| Return on assets | 1.13% | 1.33% (stronger) |
| Loans ÷ deposits | 65.2% (stronger) | 71.4% |
| Uninsured deposits | 47.2% | 42.0% (stronger) |
| Offices | 16 | 15 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 13.1% | 8.0% |
Bank of Commerce has the higher TellerScore (72 vs 66). On the 7 directional measures above (where higher or lower is clearly better), Bank of Commerce leads on 3 and First Security Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.