Side-by-side · Q2 2026 data
Bank of Commerce vs Mutual Federal Credit Union
Metric by metric
| Measure | Bank of Commerce | Mutual Federal Credit Union |
|---|---|---|
| TellerScore | 72 | 84 (stronger) |
| Capital cushion | 79 | 90 (stronger) |
| Loan quality | 71 (stronger) | 64 |
| Earnings | 65 | 88 (stronger) |
| Funding & liquidity | 59 | 96 (stronger) |
| Problem-loan coverage | 91 (stronger) | 90 |
| Peer percentile | 66th | 86th |
| Total assets | $1.1B | $528.5M |
| Deposits / shares | $996.2M | $458.9M |
| Capital ratio | 12.85% | 13.98% (stronger) |
| Problem loans | 0.88% (stronger) | 1.08% |
| Net charge-offs | 0.14% (stronger) | 0.85% |
| Return on assets | 1.13% | 1.69% (stronger) |
| Loans ÷ deposits | 65.2% | 64.1% (stronger) |
| Uninsured deposits | 47.2% | 5.4% (stronger) |
| Offices | 16 | 9 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 13.1% | — |
Mutual Federal Credit Union has the higher TellerScore (84 vs 72). On the 7 directional measures above (where higher or lower is clearly better), Bank of Commerce leads on 2 and Mutual Federal Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.