Side-by-side · Q2 2026 data
Bank of Commerce vs The Cleveland State Bank
Metric by metric
| Measure | Bank of Commerce | The Cleveland State Bank |
|---|---|---|
| TellerScore | 72 | 76 (stronger) |
| Capital cushion | 79 (stronger) | 62 |
| Loan quality | 71 | 91 (stronger) |
| Earnings | 65 (stronger) | 60 |
| Funding & liquidity | 59 | 84 (stronger) |
| Problem-loan coverage | 91 | 97 (stronger) |
| Peer percentile | 66th | 64th |
| Total assets | $1.1B | $340.2M |
| Deposits / shares | $996.2M | $312.0M |
| Capital ratio | 12.85% (stronger) | 11.18% |
| Problem loans | 0.88% | 0.26% (stronger) |
| Net charge-offs | 0.14% | 0.07% (stronger) |
| Return on assets | 1.13% (stronger) | 1.01% |
| Loans ÷ deposits | 65.2% | 56.6% (stronger) |
| Uninsured deposits | 47.2% | 29.7% (stronger) |
| Offices | 16 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 13.1% | — |
The Cleveland State Bank has the higher TellerScore (76 vs 72). On the 7 directional measures above (where higher or lower is clearly better), Bank of Commerce leads on 2 and The Cleveland State Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.