Side-by-side · Q2 2026 data
Bank of Dawson vs Bank of Monticello
Metric by metric
| Measure | Bank of Dawson | Bank of Monticello |
|---|---|---|
| TellerScore | 94 (stronger) | 83 |
| Capital cushion | 100 (stronger) | 95 |
| Loan quality | 93 (stronger) | 65 |
| Earnings | 100 | 100 |
| Funding & liquidity | 72 (stronger) | 64 |
| Problem-loan coverage | 98 (stronger) | 90 |
| Peer percentile | 98th | 84th |
| Total assets | $159.9M | $158.0M |
| Deposits / shares | $132.0M | $135.6M |
| Capital ratio | 18.15% (stronger) | 14.52% |
| Problem loans | 0.22% (stronger) | 1.06% |
| Net charge-offs | 0.07% | -0.19% (stronger) |
| Return on assets | 2.22% | 3.21% (stronger) |
| Loans ÷ deposits | 75.6% (stronger) | 83.3% |
| Uninsured deposits | 26.9% | 26.6% (stronger) |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 10.5% | — |
Bank of Dawson has the higher TellerScore (94 vs 83). On the 7 directional measures above (where higher or lower is clearly better), Bank of Dawson leads on 4 and Bank of Monticello on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.