Side-by-side · Q2 2026 data
Bank of Dawson vs First State Bank of Randolph County
Metric by metric
| Measure | Bank of Dawson | First State Bank of Randolph County |
|---|---|---|
| TellerScore | 94 (stronger) | 27 |
| Capital cushion | 100 (stronger) | 33 |
| Loan quality | 93 (stronger) | 0 |
| Earnings | 100 (stronger) | 9 |
| Funding & liquidity | 72 | 99 (stronger) |
| Problem-loan coverage | 98 (stronger) | 0 |
| Peer percentile | 98th | 1st |
| Total assets | $159.9M | $86.9M |
| Deposits / shares | $132.0M | $84.4M |
| Capital ratio | 18.15% (stronger) | 8.30% |
| Problem loans | 0.22% (stronger) | 4.53% |
| Net charge-offs | 0.07% | 0.06% (stronger) |
| Return on assets | 2.22% (stronger) | -0.27% |
| Loans ÷ deposits | 75.6% | 35.9% (stronger) |
| Uninsured deposits | 26.9% | 15.9% (stronger) |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 10.5% | — |
Bank of Dawson has the higher TellerScore (94 vs 27). On the 7 directional measures above (where higher or lower is clearly better), Bank of Dawson leads on 4 and First State Bank of Randolph County on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.