Side-by-side · Q2 2026 data
Bank of Deerfield vs Capitol Bank
Metric by metric
| Measure | Bank of Deerfield | Capitol Bank |
|---|---|---|
| TellerScore | 76 | 79 (stronger) |
| Capital cushion | 55 | 74 (stronger) |
| Loan quality | 96 | 99 (stronger) |
| Earnings | 82 (stronger) | 65 |
| Funding & liquidity | 60 (stronger) | 57 |
| Problem-loan coverage | 98 | 100 (stronger) |
| Peer percentile | 64th | 75th |
| Total assets | $268.3M | $565.3M |
| Deposits / shares | $230.5M | $473.0M |
| Capital ratio | 10.49% | 12.42% (stronger) |
| Problem loans | 0.13% | 0.02% (stronger) |
| Net charge-offs | -0.00% | -0.00% (stronger) |
| Return on assets | 1.55% (stronger) | 1.12% |
| Loans ÷ deposits | 100.2% | 89.8% (stronger) |
| Uninsured deposits | 15.5% (stronger) | 27.1% |
| Offices | 2 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 1.3% |
Capitol Bank has the higher TellerScore (79 vs 76). On the 7 directional measures above (where higher or lower is clearly better), Bank of Deerfield leads on 2 and Capitol Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.