Side-by-side · Q2 2026 data
Bank of DeSoto, National Association vs Guadalupe Bank
Metric by metric
| Measure | Bank of DeSoto, National Association | Guadalupe Bank |
|---|---|---|
| TellerScore | 70 | 74 (stronger) |
| Capital cushion | 51 (stronger) | 49 |
| Loan quality | 67 | 100 (stronger) |
| Earnings | 85 (stronger) | 71 |
| Funding & liquidity | 79 (stronger) | 66 |
| Problem-loan coverage | 87 | 100 (stronger) |
| Peer percentile | 43rd | 57th |
| Total assets | $264.6M | $261.1M |
| Deposits / shares | $237.3M | $234.1M |
| Capital ratio | 10.06% (stronger) | 9.93% |
| Problem loans | 0.98% | 0.00% (stronger) |
| Net charge-offs | 0.35% | 0.01% (stronger) |
| Return on assets | 1.62% (stronger) | 1.28% |
| Loans ÷ deposits | 63.6% (stronger) | 85.8% |
| Uninsured deposits | 30.8% | 22.8% (stronger) |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 16.0% | — |
Guadalupe Bank has the higher TellerScore (74 vs 70). On the 7 directional measures above (where higher or lower is clearly better), Bank of DeSoto, National Association leads on 3 and Guadalupe Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.