Side-by-side · Q2 2026 data
Bank of Eastern Oregon vs Citizens Bank
Metric by metric
| Measure | Bank of Eastern Oregon | Citizens Bank |
|---|---|---|
| TellerScore | 73 | 78 (stronger) |
| Capital cushion | 66 | 89 (stronger) |
| Loan quality | 59 | 99 (stronger) |
| Earnings | 96 (stronger) | 27 |
| Funding & liquidity | 71 | 77 (stronger) |
| Problem-loan coverage | 85 | 100 (stronger) |
| Peer percentile | 53rd | 72nd |
| Total assets | $933.6M | $823.4M |
| Deposits / shares | $814.5M | $702.5M |
| Capital ratio | 11.59% | 13.88% (stronger) |
| Problem loans | 1.22% | 0.04% (stronger) |
| Net charge-offs | 0.01% | 0.00% (stronger) |
| Return on assets | 1.90% (stronger) | 0.18% |
| Loans ÷ deposits | 83.1% | 54.5% (stronger) |
| Uninsured deposits | 21.0% (stronger) | 36.3% |
| Offices | 22 | 14 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 5.3% | — |
Citizens Bank has the higher TellerScore (78 vs 73). On the 7 directional measures above (where higher or lower is clearly better), Bank of Eastern Oregon leads on 2 and Citizens Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.