Side-by-side · Q2 2026 data
Bank of Eastern Oregon vs Clarity Credit Union
Metric by metric
| Measure | Bank of Eastern Oregon | Clarity Credit Union |
|---|---|---|
| TellerScore | 73 (stronger) | 59 |
| Capital cushion | 66 (stronger) | 47 |
| Loan quality | 59 | 67 (stronger) |
| Earnings | 96 (stronger) | 34 |
| Funding & liquidity | 71 | 84 (stronger) |
| Problem-loan coverage | 85 | 85 |
| Peer percentile | 53rd | 19th |
| Total assets | $933.6M | $235.6M |
| Deposits / shares | $814.5M | $216.6M |
| Capital ratio | 11.59% (stronger) | 9.74% |
| Problem loans | 1.22% | 0.99% (stronger) |
| Net charge-offs | 0.01% (stronger) | 0.78% |
| Return on assets | 1.90% (stronger) | 0.35% |
| Loans ÷ deposits | 83.1% | 76.6% (stronger) |
| Uninsured deposits | 21.0% | 3.3% (stronger) |
| Offices | 22 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 5.3% | — |
Bank of Eastern Oregon has the higher TellerScore (73 vs 59). On the 7 directional measures above (where higher or lower is clearly better), Bank of Eastern Oregon leads on 4 and Clarity Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.