Side-by-side · Q2 2026 data
Bank of Eastern Oregon vs Hapo Community Credit Union
Metric by metric
| Measure | Bank of Eastern Oregon | Hapo Community Credit Union |
|---|---|---|
| TellerScore | 73 | 80 (stronger) |
| Capital cushion | 66 (stronger) | 62 |
| Loan quality | 59 | 94 (stronger) |
| Earnings | 96 (stronger) | 82 |
| Funding & liquidity | 71 | 76 (stronger) |
| Problem-loan coverage | 85 | 97 (stronger) |
| Peer percentile | 53rd | 88th |
| Total assets | $933.6M | $3.0B |
| Deposits / shares | $814.5M | $2.6B |
| Capital ratio | 11.59% (stronger) | 11.20% |
| Problem loans | 1.22% | 0.18% (stronger) |
| Net charge-offs | 0.01% (stronger) | 0.51% |
| Return on assets | 1.90% (stronger) | 1.56% |
| Loans ÷ deposits | 83.1% (stronger) | 83.8% |
| Uninsured deposits | 21.0% | 14.6% (stronger) |
| Offices | 22 | 20 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 5.3% | 25.8% |
Hapo Community Credit Union has the higher TellerScore (80 vs 73). On the 7 directional measures above (where higher or lower is clearly better), Bank of Eastern Oregon leads on 4 and Hapo Community Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.