TellerScore

Side-by-side · Q2 2026 data

Bank of Eastern Oregon vs Old West Federal Credit Union

Bank

Bank of Eastern Oregon

Heppner, Oregon · $100 million – $1 billion

73of 100
Strong

Credit union

Old West Federal Credit Union

John Day, Oregon · $100 million – $1 billion

63of 100
Moderate

Metric by metric

MeasureBank of Eastern OregonOld West Federal Credit Union
TellerScore73 (stronger)63
Capital cushion6670 (stronger)
Loan quality59 (stronger)54
Earnings96 (stronger)35
Funding & liquidity7188 (stronger)
Problem-loan coverage8585
Peer percentile53rd29th
Total assets$933.6M$319.0M
Deposits / shares$814.5M$278.3M
Capital ratio11.59%11.97% (stronger)
Problem loans1.22% (stronger)1.37%
Net charge-offs0.01% (stronger)0.05%
Return on assets1.90% (stronger)0.37%
Loans ÷ deposits83.1%71.8% (stronger)
Uninsured deposits21.0%4.8% (stronger)
Offices228
CFPB complaints (3 yrs)——
Complaints per $1B deposits——
Mortgage denial rate (HMDA)5.3%—

Bank of Eastern Oregon has the higher TellerScore (73 vs 63). On the 7 directional measures above (where higher or lower is clearly better), Bank of Eastern Oregon leads on 4 and Old West Federal Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.

Where both have branches

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