Side-by-side · Q2 2026 data
Bank of Eastern Oregon vs Oregon Pacific Banking Company dba Oregon Pacific Bank
Bank
Oregon Pacific Banking Company dba Oregon Pacific Bank
Florence, Oregon · $100 million – $1 billion
Metric by metric
| Measure | Bank of Eastern Oregon | Oregon Pacific Banking Company dba Oregon Pacific Bank |
|---|---|---|
| TellerScore | 73 | 74 (stronger) |
| Capital cushion | 66 (stronger) | 62 |
| Loan quality | 59 | 87 (stronger) |
| Earnings | 96 (stronger) | 74 |
| Funding & liquidity | 71 (stronger) | 61 |
| Problem-loan coverage | 85 | 95 (stronger) |
| Peer percentile | 53rd | 57th |
| Total assets | $933.6M | $825.4M |
| Deposits / shares | $814.5M | $723.8M |
| Capital ratio | 11.59% (stronger) | 11.18% |
| Problem loans | 1.22% | 0.39% (stronger) |
| Net charge-offs | 0.01% (stronger) | 0.08% |
| Return on assets | 1.90% (stronger) | 1.35% |
| Loans ÷ deposits | 83.1% (stronger) | 83.1% |
| Uninsured deposits | 21.0% (stronger) | 29.7% |
| Offices | 22 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 5.3% | — |
Oregon Pacific Banking Company dba Oregon Pacific Bank has the higher TellerScore (74 vs 73). On the 7 directional measures above (where higher or lower is clearly better), Bank of Eastern Oregon leads on 5 and Oregon Pacific Banking Company dba Oregon Pacific Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.