Side-by-side · Q2 2026 data
Bank of Eastern Oregon vs People's Bank of Commerce
Metric by metric
| Measure | Bank of Eastern Oregon | People's Bank of Commerce |
|---|---|---|
| TellerScore | 73 | 78 (stronger) |
| Capital cushion | 66 | 100 (stronger) |
| Loan quality | 59 | 70 (stronger) |
| Earnings | 96 (stronger) | 73 |
| Funding & liquidity | 71 (stronger) | 48 |
| Problem-loan coverage | 85 | 91 (stronger) |
| Peer percentile | 53rd | 72nd |
| Total assets | $933.6M | $776.7M |
| Deposits / shares | $814.5M | $618.2M |
| Capital ratio | 11.59% | 15.33% (stronger) |
| Problem loans | 1.22% | 0.90% (stronger) |
| Net charge-offs | 0.01% (stronger) | 0.21% |
| Return on assets | 1.90% (stronger) | 1.34% |
| Loans ÷ deposits | 83.1% (stronger) | 95.9% |
| Uninsured deposits | 21.0% (stronger) | 29.2% |
| Offices | 22 | 11 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 5.3% | — |
People's Bank of Commerce has the higher TellerScore (78 vs 73). On the 7 directional measures above (where higher or lower is clearly better), Bank of Eastern Oregon leads on 4 and People's Bank of Commerce on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.