Side-by-side · Q2 2026 data
Bank of Edmonson County vs Citizens Guaranty Bank
Metric by metric
| Measure | Bank of Edmonson County | Citizens Guaranty Bank |
|---|---|---|
| TellerScore | 64 (stronger) | 48 |
| Capital cushion | 56 (stronger) | 36 |
| Loan quality | 45 (stronger) | 30 |
| Earnings | 84 (stronger) | 80 |
| Funding & liquidity | 77 (stronger) | 53 |
| Problem-loan coverage | 76 (stronger) | 53 |
| Peer percentile | 26th | 6th |
| Total assets | $283.4M | $303.6M |
| Deposits / shares | $242.7M | $260.7M |
| Capital ratio | 10.57% (stronger) | 8.65% |
| Problem loans | 1.66% (stronger) | 2.11% |
| Net charge-offs | 0.02% (stronger) | 0.32% |
| Return on assets | 1.61% (stronger) | 1.51% |
| Loans ÷ deposits | 83.5% (stronger) | 107.0% |
| Uninsured deposits | 11.7% (stronger) | 14.1% |
| Offices | 3 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 0.7% | — |
Bank of Edmonson County has the higher TellerScore (64 vs 48). On the 7 directional measures above (where higher or lower is clearly better), Bank of Edmonson County leads on 7 and Citizens Guaranty Bank on 0. Deposits are insured up to $250,000 per depositor, per ownership category, at both.