Side-by-side · Q2 2026 data
Bank of Edmonson County vs Franklin Bank & Trust Company
Metric by metric
| Measure | Bank of Edmonson County | Franklin Bank & Trust Company |
|---|---|---|
| TellerScore | 64 | 75 (stronger) |
| Capital cushion | 56 | 85 (stronger) |
| Loan quality | 45 | 64 (stronger) |
| Earnings | 84 (stronger) | 83 |
| Funding & liquidity | 77 (stronger) | 53 |
| Problem-loan coverage | 76 | 87 (stronger) |
| Peer percentile | 26th | 61st |
| Total assets | $283.4M | $803.6M |
| Deposits / shares | $242.7M | $650.7M |
| Capital ratio | 10.57% | 13.48% (stronger) |
| Problem loans | 1.66% | 1.08% (stronger) |
| Net charge-offs | 0.02% (stronger) | 0.15% |
| Return on assets | 1.61% (stronger) | 1.57% |
| Loans ÷ deposits | 83.5% (stronger) | 105.0% |
| Uninsured deposits | 11.7% (stronger) | 16.8% |
| Offices | 3 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 0.7% | 2.3% |
Franklin Bank & Trust Company has the higher TellerScore (75 vs 64). On the 7 directional measures above (where higher or lower is clearly better), Bank of Edmonson County leads on 4 and Franklin Bank & Trust Company on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.