Side-by-side · Q2 2026 data
Bank of Edmonson County vs The Farmers Bank of Milton
Metric by metric
| Measure | Bank of Edmonson County | The Farmers Bank of Milton |
|---|---|---|
| TellerScore | 64 | 64 |
| Capital cushion | 56 | 76 (stronger) |
| Loan quality | 45 | 58 (stronger) |
| Earnings | 84 (stronger) | 46 |
| Funding & liquidity | 77 (stronger) | 59 |
| Problem-loan coverage | 76 | 83 (stronger) |
| Peer percentile | 26th | 26th |
| Total assets | $283.4M | $305.1M |
| Deposits / shares | $242.7M | $253.4M |
| Capital ratio | 10.57% | 12.57% (stronger) |
| Problem loans | 1.66% | 1.26% (stronger) |
| Net charge-offs | 0.02% (stronger) | 0.07% |
| Return on assets | 1.61% (stronger) | 0.66% |
| Loans ÷ deposits | 83.5% | 81.0% (stronger) |
| Uninsured deposits | 11.7% (stronger) | 33.1% |
| Offices | 3 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 0.7% | — |
Both have the same TellerScore. On the 6 directional measures above (where higher or lower is clearly better), Bank of Edmonson County leads on 3 and The Farmers Bank of Milton on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.