Side-by-side · Q2 2026 data
Bank of Edmonson County vs Wilson & Muir Bank & Trust Company
Metric by metric
| Measure | Bank of Edmonson County | Wilson & Muir Bank & Trust Company |
|---|---|---|
| TellerScore | 64 | 76 (stronger) |
| Capital cushion | 56 (stronger) | 44 |
| Loan quality | 45 | 91 (stronger) |
| Earnings | 84 | 100 (stronger) |
| Funding & liquidity | 77 (stronger) | 69 |
| Problem-loan coverage | 76 | 95 (stronger) |
| Peer percentile | 26th | 64th |
| Total assets | $283.4M | $818.4M |
| Deposits / shares | $242.7M | $727.6M |
| Capital ratio | 10.57% (stronger) | 9.43% |
| Problem loans | 1.66% | 0.27% (stronger) |
| Net charge-offs | 0.02% (stronger) | 0.04% |
| Return on assets | 1.61% | 2.61% (stronger) |
| Loans ÷ deposits | 83.5% | 74.8% (stronger) |
| Uninsured deposits | 11.7% (stronger) | 29.8% |
| Offices | 3 | 10 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 0.7% | 3.3% |
Wilson & Muir Bank & Trust Company has the higher TellerScore (76 vs 64). On the 7 directional measures above (where higher or lower is clearly better), Bank of Edmonson County leads on 3 and Wilson & Muir Bank & Trust Company on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.