Side-by-side · Q2 2026 data
Bank of Elgin vs BankFirst
Metric by metric
| Measure | Bank of Elgin | BankFirst |
|---|---|---|
| TellerScore | 92 (stronger) | 85 |
| Capital cushion | 85 | 100 (stronger) |
| Loan quality | 100 (stronger) | 72 |
| Earnings | 100 (stronger) | 97 |
| Funding & liquidity | 78 (stronger) | 53 |
| Problem-loan coverage | 100 (stronger) | 94 |
| Peer percentile | 92nd | 97th |
| Total assets | $87.3M | $1.2B |
| Deposits / shares | $74.7M | $804.7M |
| Capital ratio | 13.54% | 15.31% (stronger) |
| Problem loans | 0.00% (stronger) | 0.84% |
| Net charge-offs | 0.00% (stronger) | 0.39% |
| Return on assets | 2.34% (stronger) | 1.92% |
| Loans ÷ deposits | 76.7% (stronger) | 89.4% |
| Uninsured deposits | 20.5% (stronger) | 31.1% |
| Offices | 1 | 12 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 6.8% |
Bank of Elgin has the higher TellerScore (92 vs 85). On the 7 directional measures above (where higher or lower is clearly better), Bank of Elgin leads on 6 and BankFirst on 1. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.