Side-by-side · Q2 2026 data
Bank of Elgin vs Meadow Grove Federal Credit Union
Credit union
Meadow Grove Federal Credit Union
Meadow Grove, Nebraska · Under $100 million in assets
Metric by metric
| Measure | Bank of Elgin | Meadow Grove Federal Credit Union |
|---|---|---|
| TellerScore | 92 (stronger) | 76 |
| Capital cushion | 85 | 100 (stronger) |
| Loan quality | 100 (stronger) | 30 |
| Earnings | 100 (stronger) | 87 |
| Funding & liquidity | 78 | 83 (stronger) |
| Problem-loan coverage | 100 (stronger) | 84 |
| Peer percentile | 92nd | 54th |
| Total assets | $87.3M | $6.3M |
| Deposits / shares | $74.7M | $5.3M |
| Capital ratio | 13.54% | 15.38% (stronger) |
| Problem loans | 0.00% (stronger) | 2.10% |
| Net charge-offs | 0.00% (stronger) | 0.03% |
| Return on assets | 2.34% (stronger) | 1.67% |
| Loans ÷ deposits | 76.7% (stronger) | 77.7% |
| Uninsured deposits | 20.5% | 1.2% (stronger) |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Bank of Elgin has the higher TellerScore (92 vs 76). On the 7 directional measures above (where higher or lower is clearly better), Bank of Elgin leads on 5 and Meadow Grove Federal Credit Union on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.