Side-by-side · Q2 2026 data
Bank of Eufaula vs Patrons Bank, National Association
Metric by metric
| Measure | Bank of Eufaula | Patrons Bank, National Association |
|---|---|---|
| TellerScore | 68 | 69 (stronger) |
| Capital cushion | 71 (stronger) | 58 |
| Loan quality | 85 (stronger) | 73 |
| Earnings | 19 | 63 (stronger) |
| Funding & liquidity | 84 (stronger) | 79 |
| Problem-loan coverage | 92 (stronger) | 90 |
| Peer percentile | 33rd | 40th |
| Total assets | $87.1M | $314.5M |
| Deposits / shares | $77.0M | $275.4M |
| Capital ratio | 12.09% (stronger) | 10.77% |
| Problem loans | 0.46% (stronger) | 0.80% |
| Net charge-offs | 0.02% | -0.31% (stronger) |
| Return on assets | -0.04% | 1.08% (stronger) |
| Loans ÷ deposits | 29.5% (stronger) | 68.2% |
| Uninsured deposits | 29.8% | 27.2% (stronger) |
| Offices | 1 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 8.3% |
Patrons Bank, National Association has the higher TellerScore (69 vs 68). On the 7 directional measures above (where higher or lower is clearly better), Bank of Eufaula leads on 3 and Patrons Bank, National Association on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.