Side-by-side · Q2 2026 data
Bank of Eufaula vs The State Exchange Bank
Metric by metric
| Measure | Bank of Eufaula | The State Exchange Bank |
|---|---|---|
| TellerScore | 68 (stronger) | 42 |
| Capital cushion | 71 (stronger) | 57 |
| Loan quality | 85 (stronger) | 0 |
| Earnings | 19 | 55 (stronger) |
| Funding & liquidity | 84 (stronger) | 77 |
| Problem-loan coverage | 92 (stronger) | 25 |
| Peer percentile | 33rd | 5th |
| Total assets | $87.1M | $89.6M |
| Deposits / shares | $77.0M | $78.6M |
| Capital ratio | 12.09% (stronger) | 10.65% |
| Problem loans | 0.46% (stronger) | 6.88% |
| Net charge-offs | 0.02% (stronger) | 0.57% |
| Return on assets | -0.04% | 0.87% (stronger) |
| Loans ÷ deposits | 29.5% (stronger) | 77.5% |
| Uninsured deposits | 29.8% | 20.5% (stronger) |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Bank of Eufaula has the higher TellerScore (68 vs 42). On the 7 directional measures above (where higher or lower is clearly better), Bank of Eufaula leads on 5 and The State Exchange Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.