Side-by-side · Q2 2026 data
Bank of Evergreen vs The Farmers & Merchants Bank
Metric by metric
| Measure | Bank of Evergreen | The Farmers & Merchants Bank |
|---|---|---|
| TellerScore | 81 (stronger) | 75 |
| Capital cushion | 92 | 100 (stronger) |
| Loan quality | 80 (stronger) | 56 |
| Earnings | 47 (stronger) | 43 |
| Funding & liquidity | 93 (stronger) | 82 |
| Problem-loan coverage | 96 | 99 (stronger) |
| Peer percentile | 68th | 54th |
| Total assets | $78.1M | $98.3M |
| Deposits / shares | $68.6M | $86.5M |
| Capital ratio | 14.25% | 17.03% (stronger) |
| Problem loans | 0.59% (stronger) | 1.33% |
| Net charge-offs | 0.07% | 0.04% (stronger) |
| Return on assets | 0.67% (stronger) | 0.59% |
| Loans ÷ deposits | 45.1% | 5.9% (stronger) |
| Uninsured deposits | 21.6% (stronger) | 31.2% |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Bank of Evergreen has the higher TellerScore (81 vs 75). On the 7 directional measures above (where higher or lower is clearly better), Bank of Evergreen leads on 4 and The Farmers & Merchants Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.