Side-by-side · Q2 2026 data
Bank of Evergreen vs The First National Bank and Trust
Metric by metric
| Measure | Bank of Evergreen | The First National Bank and Trust |
|---|---|---|
| TellerScore | 81 (stronger) | 74 |
| Capital cushion | 92 (stronger) | 65 |
| Loan quality | 80 | 97 (stronger) |
| Earnings | 47 (stronger) | 40 |
| Funding & liquidity | 93 (stronger) | 84 |
| Problem-loan coverage | 96 (stronger) | 94 |
| Peer percentile | 68th | 57th |
| Total assets | $78.1M | $238.6M |
| Deposits / shares | $68.6M | $218.9M |
| Capital ratio | 14.25% (stronger) | 11.54% |
| Problem loans | 0.59% | 0.10% (stronger) |
| Net charge-offs | 0.07% | -0.00% (stronger) |
| Return on assets | 0.67% (stronger) | 0.50% |
| Loans ÷ deposits | 45.1% (stronger) | 67.8% |
| Uninsured deposits | 21.6% (stronger) | 22.8% |
| Offices | 1 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Bank of Evergreen has the higher TellerScore (81 vs 74). On the 7 directional measures above (where higher or lower is clearly better), Bank of Evergreen leads on 5 and The First National Bank and Trust on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.