Side-by-side · Q2 2026 data
Bank of Frankewing vs Heritage South Community Credit Union
Credit union
Heritage South Community Credit Union
Shelbyville, Tennessee · $100 million – $1 billion
Metric by metric
| Measure | Bank of Frankewing | Heritage South Community Credit Union |
|---|---|---|
| TellerScore | 41 | 88 (stronger) |
| Capital cushion | 63 | 100 (stronger) |
| Loan quality | 0 | 75 (stronger) |
| Earnings | 33 | 96 (stronger) |
| Funding & liquidity | 85 (stronger) | 69 |
| Problem-loan coverage | 23 | 93 (stronger) |
| Peer percentile | 3rd | 92nd |
| Total assets | $413.1M | $361.9M |
| Deposits / shares | $364.6M | $298.1M |
| Capital ratio | 11.25% | 17.08% (stronger) |
| Problem loans | 6.25% | 0.75% (stronger) |
| Net charge-offs | 0.94% | 0.47% (stronger) |
| Return on assets | 0.33% | 1.89% (stronger) |
| Loans ÷ deposits | 75.6% (stronger) | 91.5% |
| Uninsured deposits | 11.1% | 6.5% (stronger) |
| Offices | 4 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 10.9% | — |
Heritage South Community Credit Union has the higher TellerScore (88 vs 41). On the 7 directional measures above (where higher or lower is clearly better), Bank of Frankewing leads on 1 and Heritage South Community Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.