Side-by-side · Q2 2026 data
Bank of Franklin vs United Mississippi Bank
Metric by metric
| Measure | Bank of Franklin | United Mississippi Bank |
|---|---|---|
| TellerScore | 70 | 75 (stronger) |
| Capital cushion | 49 | 60 (stronger) |
| Loan quality | 91 | 94 (stronger) |
| Earnings | 59 | 66 (stronger) |
| Funding & liquidity | 76 (stronger) | 71 |
| Problem-loan coverage | 93 | 98 (stronger) |
| Peer percentile | 43rd | 61st |
| Total assets | $302.3M | $560.7M |
| Deposits / shares | $267.8M | $478.9M |
| Capital ratio | 9.88% | 11.04% (stronger) |
| Problem loans | 0.27% | 0.19% (stronger) |
| Net charge-offs | 0.23% | 0.05% (stronger) |
| Return on assets | 0.96% | 1.15% (stronger) |
| Loans ÷ deposits | 77.6% (stronger) | 85.7% |
| Uninsured deposits | 20.9% | 18.6% (stronger) |
| Offices | 4 | 13 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
United Mississippi Bank has the higher TellerScore (75 vs 70). On the 7 directional measures above (where higher or lower is clearly better), Bank of Franklin leads on 1 and United Mississippi Bank on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.