Side-by-side · Q2 2026 data
Bank of Grand Lake vs Legacy Credit Union
Metric by metric
| Measure | Bank of Grand Lake | Legacy Credit Union |
|---|---|---|
| TellerScore | 65 | 80 (stronger) |
| Capital cushion | 51 | 100 (stronger) |
| Loan quality | 68 (stronger) | 47 |
| Earnings | 65 | 79 (stronger) |
| Funding & liquidity | 70 | 88 (stronger) |
| Problem-loan coverage | 88 | 89 (stronger) |
| Peer percentile | 29th | 65th |
| Total assets | $249.1M | $25.4M |
| Deposits / shares | $218.8M | $20.8M |
| Capital ratio | 10.12% | 17.47% (stronger) |
| Problem loans | 0.96% (stronger) | 1.60% |
| Net charge-offs | 0.00% (stronger) | 0.27% |
| Return on assets | 1.12% | 1.47% (stronger) |
| Loans ÷ deposits | 71.1% (stronger) | 72.2% |
| Uninsured deposits | 31.9% | 2.2% (stronger) |
| Offices | 2 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Legacy Credit Union has the higher TellerScore (80 vs 65). On the 7 directional measures above (where higher or lower is clearly better), Bank of Grand Lake leads on 3 and Legacy Credit Union on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.