Side-by-side · Q2 2026 data
Bank of Grand Lake vs Service 1 Federal Credit Union
Metric by metric
| Measure | Bank of Grand Lake | Service 1 Federal Credit Union |
|---|---|---|
| TellerScore | 65 | 89 (stronger) |
| Capital cushion | 51 | 100 (stronger) |
| Loan quality | 68 | 86 (stronger) |
| Earnings | 65 | 83 (stronger) |
| Funding & liquidity | 70 | 73 (stronger) |
| Problem-loan coverage | 88 | 97 (stronger) |
| Peer percentile | 29th | 94th |
| Total assets | $249.1M | $198.5M |
| Deposits / shares | $218.8M | $160.8M |
| Capital ratio | 10.12% | 18.56% (stronger) |
| Problem loans | 0.96% | 0.42% (stronger) |
| Net charge-offs | 0.00% (stronger) | 0.52% |
| Return on assets | 1.12% | 1.58% (stronger) |
| Loans ÷ deposits | 71.1% (stronger) | 87.3% |
| Uninsured deposits | 31.9% | 4.3% (stronger) |
| Offices | 2 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Service 1 Federal Credit Union has the higher TellerScore (89 vs 65). On the 7 directional measures above (where higher or lower is clearly better), Bank of Grand Lake leads on 2 and Service 1 Federal Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.