Side-by-side · Q2 2026 data
Bank of Greeleyville vs Spratt Savings Bank
Metric by metric
| Measure | Bank of Greeleyville | Spratt Savings Bank |
|---|---|---|
| TellerScore | 75 | 82 (stronger) |
| Capital cushion | 56 | 100 (stronger) |
| Loan quality | 87 | 92 (stronger) |
| Earnings | 77 (stronger) | 27 |
| Funding & liquidity | 77 | 93 (stronger) |
| Problem-loan coverage | 95 | 99 (stronger) |
| Peer percentile | 61st | 82nd |
| Total assets | $160.1M | $154.4M |
| Deposits / shares | $144.1M | $123.0M |
| Capital ratio | 10.62% | 20.38% (stronger) |
| Problem loans | 0.38% | 0.23% (stronger) |
| Net charge-offs | 0.41% | 0.00% (stronger) |
| Return on assets | 1.43% (stronger) | 0.18% |
| Loans ÷ deposits | 75.7% | 38.5% (stronger) |
| Uninsured deposits | 22.3% | 21.5% (stronger) |
| Offices | 3 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Spratt Savings Bank has the higher TellerScore (82 vs 75). On the 7 directional measures above (where higher or lower is clearly better), Bank of Greeleyville leads on 1 and Spratt Savings Bank on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.