Side-by-side · Q2 2026 data
Bank of Halls vs Central Bank
Metric by metric
| Measure | Bank of Halls | Central Bank |
|---|---|---|
| TellerScore | 64 | 78 (stronger) |
| Capital cushion | 30 | 70 (stronger) |
| Loan quality | 95 | 100 (stronger) |
| Earnings | 61 (stronger) | 50 |
| Funding & liquidity | 64 | 79 (stronger) |
| Problem-loan coverage | 98 | 100 (stronger) |
| Peer percentile | 26th | 72nd |
| Total assets | $134.6M | $160.2M |
| Deposits / shares | $123.2M | $141.1M |
| Capital ratio | 7.95% | 11.95% (stronger) |
| Problem loans | 0.15% | 0.00% (stronger) |
| Net charge-offs | 0.00% (stronger) | 0.65% |
| Return on assets | 1.02% (stronger) | 0.75% |
| Loans ÷ deposits | 51.0% (stronger) | 80.8% |
| Uninsured deposits | 47.9% | 15.0% (stronger) |
| Offices | 2 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Central Bank has the higher TellerScore (78 vs 64). On the 7 directional measures above (where higher or lower is clearly better), Bank of Halls leads on 3 and Central Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.