Side-by-side · Q2 2026 data
Bank of Hancock County vs BankSouth
Metric by metric
| Measure | Bank of Hancock County | BankSouth |
|---|---|---|
| TellerScore | 81 (stronger) | 68 |
| Capital cushion | 100 (stronger) | 52 |
| Loan quality | 73 | 82 (stronger) |
| Earnings | 38 | 83 (stronger) |
| Funding & liquidity | 100 (stronger) | 42 |
| Problem-loan coverage | 98 (stronger) | 92 |
| Peer percentile | 68th | 49th |
| Total assets | $85.2M | $1.6B |
| Deposits / shares | $71.4M | $1.4B |
| Capital ratio | 20.15% (stronger) | 10.17% |
| Problem loans | 0.82% | 0.55% (stronger) |
| Net charge-offs | 0.14% | -0.01% (stronger) |
| Return on assets | 0.46% | 1.57% (stronger) |
| Loans ÷ deposits | 23.5% (stronger) | 89.7% |
| Uninsured deposits | 7.1% (stronger) | 40.6% |
| Offices | 1 | 10 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 3.3% |
Bank of Hancock County has the higher TellerScore (81 vs 68). On the 7 directional measures above (where higher or lower is clearly better), Bank of Hancock County leads on 4 and BankSouth on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.