Side-by-side · Q2 2026 data
Bank of Hancock County vs F&M Bank
Metric by metric
| Measure | Bank of Hancock County | F&M Bank |
|---|---|---|
| TellerScore | 81 | 88 (stronger) |
| Capital cushion | 100 (stronger) | 99 |
| Loan quality | 73 | 87 (stronger) |
| Earnings | 38 | 76 (stronger) |
| Funding & liquidity | 100 (stronger) | 75 |
| Problem-loan coverage | 98 (stronger) | 96 |
| Peer percentile | 68th | 92nd |
| Total assets | $85.2M | $419.9M |
| Deposits / shares | $71.4M | $356.8M |
| Capital ratio | 20.15% (stronger) | 14.93% |
| Problem loans | 0.82% | 0.38% (stronger) |
| Net charge-offs | 0.14% | 0.00% (stronger) |
| Return on assets | 0.46% | 1.40% (stronger) |
| Loans ÷ deposits | 23.5% (stronger) | 77.3% |
| Uninsured deposits | 7.1% (stronger) | 22.2% |
| Offices | 1 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
F&M Bank has the higher TellerScore (88 vs 81). On the 7 directional measures above (where higher or lower is clearly better), Bank of Hancock County leads on 3 and F&M Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.