Side-by-side · Q2 2026 data
Bank of Hancock County vs The Four County Bank
Metric by metric
| Measure | Bank of Hancock County | The Four County Bank |
|---|---|---|
| TellerScore | 81 | 87 (stronger) |
| Capital cushion | 100 (stronger) | 88 |
| Loan quality | 73 | 77 (stronger) |
| Earnings | 38 | 98 (stronger) |
| Funding & liquidity | 100 (stronger) | 83 |
| Problem-loan coverage | 98 (stronger) | 94 |
| Peer percentile | 68th | 84th |
| Total assets | $85.2M | $87.1M |
| Deposits / shares | $71.4M | $75.4M |
| Capital ratio | 20.15% (stronger) | 13.83% |
| Problem loans | 0.82% | 0.68% (stronger) |
| Net charge-offs | 0.14% (stronger) | 0.46% |
| Return on assets | 0.46% | 1.94% (stronger) |
| Loans ÷ deposits | 23.5% (stronger) | 77.5% |
| Uninsured deposits | 7.1% (stronger) | 9.7% |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
The Four County Bank has the higher TellerScore (87 vs 81). On the 7 directional measures above (where higher or lower is clearly better), Bank of Hancock County leads on 4 and The Four County Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.