Side-by-side · Q2 2026 data
Bank of Holland vs Sawyer Savings Bank
Metric by metric
| Measure | Bank of Holland | Sawyer Savings Bank |
|---|---|---|
| TellerScore | 70 (stronger) | 44 |
| Capital cushion | 38 | 60 (stronger) |
| Loan quality | 89 (stronger) | 14 |
| Earnings | 75 (stronger) | 32 |
| Funding & liquidity | 80 (stronger) | 66 |
| Problem-loan coverage | 95 (stronger) | 64 |
| Peer percentile | 43rd | 4th |
| Total assets | $261.6M | $284.7M |
| Deposits / shares | $234.1M | $234.2M |
| Capital ratio | 8.77% | 11.02% (stronger) |
| Problem loans | 0.33% (stronger) | 2.57% |
| Net charge-offs | 0.00% (stronger) | 0.01% |
| Return on assets | 1.38% (stronger) | 0.30% |
| Loans ÷ deposits | 78.1% (stronger) | 94.6% |
| Uninsured deposits | 16.6% | 13.0% (stronger) |
| Offices | 3 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 22.7% | — |
Bank of Holland has the higher TellerScore (70 vs 44). On the 7 directional measures above (where higher or lower is clearly better), Bank of Holland leads on 5 and Sawyer Savings Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.