Side-by-side · Q2 2026 data
Bank of Holly Springs vs Century Bank
Metric by metric
| Measure | Bank of Holly Springs | Century Bank |
|---|---|---|
| TellerScore | 52 | 69 (stronger) |
| Capital cushion | 81 (stronger) | 51 |
| Loan quality | 0 | 80 (stronger) |
| Earnings | 72 (stronger) | 70 |
| Funding & liquidity | 55 | 72 (stronger) |
| Problem-loan coverage | 54 | 92 (stronger) |
| Peer percentile | 8th | 40th |
| Total assets | $587.5M | $566.2M |
| Deposits / shares | $490.8M | $509.2M |
| Capital ratio | 13.09% (stronger) | 10.12% |
| Problem loans | 4.61% | 0.60% (stronger) |
| Net charge-offs | 2.13% | 0.10% (stronger) |
| Return on assets | 1.30% (stronger) | 1.24% |
| Loans ÷ deposits | 86.3% | 76.5% (stronger) |
| Uninsured deposits | 32.0% | 26.0% (stronger) |
| Offices | 9 | 9 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 7.0% | 14.9% |
Century Bank has the higher TellerScore (69 vs 52). On the 7 directional measures above (where higher or lower is clearly better), Bank of Holly Springs leads on 2 and Century Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.