Side-by-side · Q2 2026 data
Bank of Holly Springs vs First Security Bank
Metric by metric
| Measure | Bank of Holly Springs | First Security Bank |
|---|---|---|
| TellerScore | 52 | 66 (stronger) |
| Capital cushion | 81 (stronger) | 43 |
| Loan quality | 0 | 82 (stronger) |
| Earnings | 72 | 73 (stronger) |
| Funding & liquidity | 55 | 59 (stronger) |
| Problem-loan coverage | 54 | 91 (stronger) |
| Peer percentile | 8th | 31st |
| Total assets | $587.5M | $976.5M |
| Deposits / shares | $490.8M | $837.7M |
| Capital ratio | 13.09% (stronger) | 9.28% |
| Problem loans | 4.61% | 0.55% (stronger) |
| Net charge-offs | 2.13% | 0.05% (stronger) |
| Return on assets | 1.30% | 1.33% (stronger) |
| Loans ÷ deposits | 86.3% | 71.4% (stronger) |
| Uninsured deposits | 32.0% (stronger) | 42.0% |
| Offices | 9 | 15 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 7.0% | 8.0% |
First Security Bank has the higher TellerScore (66 vs 52). On the 7 directional measures above (where higher or lower is clearly better), Bank of Holly Springs leads on 2 and First Security Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Byhalia, MS