Side-by-side · Q2 2026 data
Bank of Holly Springs vs Orion Federal Credit Union
Metric by metric
| Measure | Bank of Holly Springs | Orion Federal Credit Union |
|---|---|---|
| TellerScore | 52 | 72 (stronger) |
| Capital cushion | 81 | 100 (stronger) |
| Loan quality | 0 | 82 (stronger) |
| Earnings | 72 (stronger) | 24 |
| Funding & liquidity | 55 (stronger) | 50 |
| Problem-loan coverage | 54 | 94 (stronger) |
| Peer percentile | 8th | 66th |
| Total assets | $587.5M | $1.3B |
| Deposits / shares | $490.8M | $1.0B |
| Capital ratio | 13.09% | 18.42% (stronger) |
| Problem loans | 4.61% | 0.55% (stronger) |
| Net charge-offs | 2.13% | 0.51% (stronger) |
| Return on assets | 1.30% (stronger) | 0.10% |
| Loans ÷ deposits | 86.3% (stronger) | 110.6% |
| Uninsured deposits | 32.0% | 10.7% (stronger) |
| Offices | 9 | 11 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 7.0% | 4.8% |
Orion Federal Credit Union has the higher TellerScore (72 vs 52). On the 7 directional measures above (where higher or lower is clearly better), Bank of Holly Springs leads on 2 and Orion Federal Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.