Side-by-side · Q2 2026 data
Bank of Hydro vs The Bank of the West
Metric by metric
| Measure | Bank of Hydro | The Bank of the West |
|---|---|---|
| TellerScore | 76 (stronger) | 62 |
| Capital cushion | 66 (stronger) | 55 |
| Loan quality | 79 (stronger) | 26 |
| Earnings | 100 | 100 |
| Funding & liquidity | 52 | 81 (stronger) |
| Problem-loan coverage | 90 (stronger) | 73 |
| Peer percentile | 64th | 22nd |
| Total assets | $180.8M | $192.4M |
| Deposits / shares | $156.9M | $171.2M |
| Capital ratio | 11.56% (stronger) | 10.49% |
| Problem loans | 0.64% (stronger) | 2.22% |
| Net charge-offs | -0.05% (stronger) | -0.01% |
| Return on assets | 2.70% (stronger) | 2.05% |
| Loans ÷ deposits | 102.0% | 77.5% (stronger) |
| Uninsured deposits | 20.8% | 16.7% (stronger) |
| Offices | 4 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Bank of Hydro has the higher TellerScore (76 vs 62). On the 7 directional measures above (where higher or lower is clearly better), Bank of Hydro leads on 5 and The Bank of the West on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.