Side-by-side · Q2 2026 data
Bank of Kilmichael vs Bank of Winona
Metric by metric
| Measure | Bank of Kilmichael | Bank of Winona |
|---|---|---|
| TellerScore | 62 | 75 (stronger) |
| Capital cushion | 41 | 81 (stronger) |
| Loan quality | 68 (stronger) | 57 |
| Earnings | 64 | 68 (stronger) |
| Funding & liquidity | 78 | 93 (stronger) |
| Problem-loan coverage | 83 | 93 (stronger) |
| Peer percentile | 22nd | 61st |
| Total assets | $341.6M | $142.7M |
| Deposits / shares | $311.6M | $119.6M |
| Capital ratio | 9.12% | 13.12% (stronger) |
| Problem loans | 0.96% (stronger) | 1.30% |
| Net charge-offs | 0.00% (stronger) | 0.03% |
| Return on assets | 1.09% | 1.19% (stronger) |
| Loans ÷ deposits | 64.8% | 38.9% (stronger) |
| Uninsured deposits | 30.9% | 21.3% (stronger) |
| Offices | 6 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Bank of Winona has the higher TellerScore (75 vs 62). On the 7 directional measures above (where higher or lower is clearly better), Bank of Kilmichael leads on 2 and Bank of Winona on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Winona, MS