Side-by-side · Q2 2026 data
Bank of Kilmichael vs CB&S Bank, Inc.
Metric by metric
| Measure | Bank of Kilmichael | CB&S Bank, Inc. |
|---|---|---|
| TellerScore | 62 (stronger) | 59 |
| Capital cushion | 41 | 54 (stronger) |
| Loan quality | 68 (stronger) | 62 |
| Earnings | 64 (stronger) | 49 |
| Funding & liquidity | 78 (stronger) | 77 |
| Problem-loan coverage | 83 (stronger) | 61 |
| Peer percentile | 22nd | 19th |
| Total assets | $341.6M | $3.1B |
| Deposits / shares | $311.6M | $2.6B |
| Capital ratio | 9.12% | 10.42% (stronger) |
| Problem loans | 0.96% (stronger) | 1.15% |
| Net charge-offs | 0.00% (stronger) | 0.05% |
| Return on assets | 1.09% (stronger) | 0.71% |
| Loans ÷ deposits | 64.8% (stronger) | 65.3% |
| Uninsured deposits | 30.9% (stronger) | 31.1% |
| Offices | 6 | 57 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Bank of Kilmichael has the higher TellerScore (62 vs 59). On the 7 directional measures above (where higher or lower is clearly better), Bank of Kilmichael leads on 6 and CB&S Bank, Inc. on 1. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Eupora, MS
- Starkville, MS