Side-by-side · Q2 2026 data
Bank of Kilmichael vs First Federal Savings and Loan Association
Bank
First Federal Savings and Loan Association
Pascagoula, Mississippi · $100 million – $1 billion
Metric by metric
| Measure | Bank of Kilmichael | First Federal Savings and Loan Association |
|---|---|---|
| TellerScore | 62 (stronger) | 61 |
| Capital cushion | 41 | 47 (stronger) |
| Loan quality | 68 | 95 (stronger) |
| Earnings | 64 (stronger) | 37 |
| Funding & liquidity | 78 (stronger) | 42 |
| Problem-loan coverage | 83 | 93 (stronger) |
| Peer percentile | 22nd | 20th |
| Total assets | $341.6M | $381.4M |
| Deposits / shares | $311.6M | $276.2M |
| Capital ratio | 9.12% | 9.72% (stronger) |
| Problem loans | 0.96% | 0.16% (stronger) |
| Net charge-offs | 0.00% | 0.00% (stronger) |
| Return on assets | 1.09% (stronger) | 0.42% |
| Loans ÷ deposits | 64.8% (stronger) | 111.1% |
| Uninsured deposits | 30.9% | 22.4% (stronger) |
| Offices | 6 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 12.0% |
Bank of Kilmichael has the higher TellerScore (62 vs 61). On the 7 directional measures above (where higher or lower is clearly better), Bank of Kilmichael leads on 3 and First Federal Savings and Loan Association on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.