Side-by-side · Q2 2026 data
Bank of Kilmichael vs First National Bank of Clarksdale
Metric by metric
| Measure | Bank of Kilmichael | First National Bank of Clarksdale |
|---|---|---|
| TellerScore | 62 | 73 (stronger) |
| Capital cushion | 41 | 78 (stronger) |
| Loan quality | 68 | 79 (stronger) |
| Earnings | 64 (stronger) | 50 |
| Funding & liquidity | 78 (stronger) | 67 |
| Problem-loan coverage | 83 | 93 (stronger) |
| Peer percentile | 22nd | 53rd |
| Total assets | $341.6M | $386.1M |
| Deposits / shares | $311.6M | $342.0M |
| Capital ratio | 9.12% | 12.83% (stronger) |
| Problem loans | 0.96% | 0.64% (stronger) |
| Net charge-offs | 0.00% (stronger) | 0.01% |
| Return on assets | 1.09% (stronger) | 0.75% |
| Loans ÷ deposits | 64.8% (stronger) | 72.1% |
| Uninsured deposits | 30.9% (stronger) | 34.1% |
| Offices | 6 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
First National Bank of Clarksdale has the higher TellerScore (73 vs 62). On the 7 directional measures above (where higher or lower is clearly better), Bank of Kilmichael leads on 4 and First National Bank of Clarksdale on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.