Side-by-side · Q2 2026 data
Bank of Kilmichael vs The Cleveland State Bank
Metric by metric
| Measure | Bank of Kilmichael | The Cleveland State Bank |
|---|---|---|
| TellerScore | 62 | 76 (stronger) |
| Capital cushion | 41 | 62 (stronger) |
| Loan quality | 68 | 91 (stronger) |
| Earnings | 64 (stronger) | 60 |
| Funding & liquidity | 78 | 84 (stronger) |
| Problem-loan coverage | 83 | 97 (stronger) |
| Peer percentile | 22nd | 64th |
| Total assets | $341.6M | $340.2M |
| Deposits / shares | $311.6M | $312.0M |
| Capital ratio | 9.12% | 11.18% (stronger) |
| Problem loans | 0.96% | 0.26% (stronger) |
| Net charge-offs | 0.00% (stronger) | 0.07% |
| Return on assets | 1.09% (stronger) | 1.01% |
| Loans ÷ deposits | 64.8% | 56.6% (stronger) |
| Uninsured deposits | 30.9% | 29.7% (stronger) |
| Offices | 6 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
The Cleveland State Bank has the higher TellerScore (76 vs 62). On the 7 directional measures above (where higher or lower is clearly better), Bank of Kilmichael leads on 2 and The Cleveland State Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.