Side-by-side · Q2 2026 data
Bank of Lexington, Inc. vs The Health & Education Federal Credit Union
Credit union
The Health & Education Federal Credit Union
Lexington, Kentucky · $100 million – $1 billion
Metric by metric
| Measure | Bank of Lexington, Inc. | The Health & Education Federal Credit Union |
|---|---|---|
| TellerScore | 74 | 97 (stronger) |
| Capital cushion | 65 | 100 (stronger) |
| Loan quality | 100 (stronger) | 92 |
| Earnings | 68 | 95 (stronger) |
| Funding & liquidity | 39 | 100 (stronger) |
| Problem-loan coverage | 100 (stronger) | 99 |
| Peer percentile | 57th | 99th |
| Total assets | $410.8M | $125.8M |
| Deposits / shares | $322.2M | $104.5M |
| Capital ratio | 11.50% | 17.66% (stronger) |
| Problem loans | 0.01% (stronger) | 0.23% |
| Net charge-offs | 0.00% (stronger) | 0.32% |
| Return on assets | 1.21% | 1.87% (stronger) |
| Loans ÷ deposits | 99.7% | 43.4% (stronger) |
| Uninsured deposits | 34.6% | 2.5% (stronger) |
| Offices | 4 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 7.1% | 9.7% |
The Health & Education Federal Credit Union has the higher TellerScore (97 vs 74). On the 7 directional measures above (where higher or lower is clearly better), Bank of Lexington, Inc. leads on 2 and The Health & Education Federal Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.