Side-by-side · Q2 2026 data
Bank of Lincoln County vs First Vision Bank of Tennessee
Metric by metric
| Measure | Bank of Lincoln County | First Vision Bank of Tennessee |
|---|---|---|
| TellerScore | 86 (stronger) | 77 |
| Capital cushion | 72 | 74 (stronger) |
| Loan quality | 100 (stronger) | 97 |
| Earnings | 98 (stronger) | 60 |
| Funding & liquidity | 63 | 69 (stronger) |
| Problem-loan coverage | 100 (stronger) | 79 |
| Peer percentile | 90th | 68th |
| Total assets | $230.1M | $414.2M |
| Deposits / shares | $198.3M | $357.0M |
| Capital ratio | 12.23% | 12.40% (stronger) |
| Problem loans | 0.01% (stronger) | 0.08% |
| Net charge-offs | 0.04% | -0.01% (stronger) |
| Return on assets | 1.94% (stronger) | 1.01% |
| Loans ÷ deposits | 86.6% | 82.1% (stronger) |
| Uninsured deposits | 24.6% | 23.4% (stronger) |
| Offices | 3 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 5.8% |
Bank of Lincoln County has the higher TellerScore (86 vs 77). On the 7 directional measures above (where higher or lower is clearly better), Bank of Lincoln County leads on 3 and First Vision Bank of Tennessee on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.