Side-by-side · Q2 2026 data
Bank of Madison vs Bank of Monticello
Metric by metric
| Measure | Bank of Madison | Bank of Monticello |
|---|---|---|
| TellerScore | 83 | 83 |
| Capital cushion | 66 | 95 (stronger) |
| Loan quality | 99 (stronger) | 65 |
| Earnings | 95 | 100 (stronger) |
| Funding & liquidity | 63 | 64 (stronger) |
| Problem-loan coverage | 100 (stronger) | 90 |
| Peer percentile | 84th | 84th |
| Total assets | $448.1M | $158.0M |
| Deposits / shares | $398.1M | $135.6M |
| Capital ratio | 11.59% | 14.52% (stronger) |
| Problem loans | 0.02% (stronger) | 1.06% |
| Net charge-offs | 0.00% | -0.19% (stronger) |
| Return on assets | 1.88% | 3.21% (stronger) |
| Loans ÷ deposits | 80.9% (stronger) | 83.3% |
| Uninsured deposits | 29.2% | 26.6% (stronger) |
| Offices | 3 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Both have the same TellerScore. On the 6 directional measures above (where higher or lower is clearly better), Bank of Madison leads on 2 and Bank of Monticello on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.